How to Compare Personal Loan Interest Rates & Fees for Credit Card Debt Consolidation
Learn how to compare personal loan interest rates, processing fees, hidden charges, and repayment terms to find the most cost-effective debt...
Read more
Personal Loan forSalaried Employees
Apply online with a simple, digital journey. Check your eligibility in minutes and move ahead with a clear repayment plan.
Quick ProcessingFaster approvals*
Affordable EMIsCompetitive interest rates*
Fully DigitalOnline KYC & e-Sign
Partnered with RBI registered Banks & NBFC
Our Products
Financial Solutions Tailored for You
From personal loans to business overdrafts — explore our full range of loan products designed to meet every financial need.
Most Popular
Personal Loan
Quick unsecured loans for salaried employees with minimal documentation.
- Up to ₹50 Lakhs
- From 9.99% p.a.
- 5 Years Tenure
Learn More
Flexible
Flexi Personal Loan
Withdraw as you need, pay interest only on the amount used.
- Pay-as-you-use
- Revolving Credit
- Instant Access
Learn More
Save More
Debt Consolidation
Merge multiple debts into one single affordable EMI and save on interest.
- Single EMI
- Lower Interest
- Stress-Free
Learn More
Switch & Save
Balance Transfer
Transfer your existing loan to FinCrif for a lower interest rate instantly.
- Lower EMIs
- No Extra Fees
- Quick Transfer
Learn More
Extra Funds
Loan Top-Up
Need more funds? Get an additional loan on your existing one — hassle free.
- Instant Disbursal
- No New KYC
- Existing Customers
Learn More
Pre-Approved
Credit Limit Loan
Pre-approved credit line ready to use whenever you need financial support.
- Instant Credit
- Flexible Limit
- Digital Access
Learn More
Business
Bank Overdraft Loan
Overdraft facility for self-employed and businesses — draw only what you need.
- OD Facility
- Low Interest
- No Fixed EMI
Learn More
NBFC
NBFC Personal Loan
Loans from top NBFCs with flexible criteria — even for low CIBIL scores.
- Low CIBIL OK
- Fast Processing
- Wide Network
Learn More
Apply for a Loan
100% Digital • RBI Registered Partners • Secure & Safe
Compare The Best Loan Offers
HDFC Bank
Interest Rate Range
10.50% - 24.00% p.a.
Processing Fee
Up to 2.50%
Max Loan Amount
₹40 Lakhs
Tenure Range
12 - 60 Months
ICICI Bank
Interest Rate Range
10.85% - 16.25% p.a.
Processing Fee
Up to 2.25%
Max Loan Amount
₹50 Lakhs
Tenure Range
12 - 72 Months
Axis Bank
Interest Rate Range
10.49% - 22.00% p.a.
Processing Fee
Up to 2.00%
Max Loan Amount
₹40 Lakhs
Tenure Range
12 - 60 Months
Kotak Mahindra Bank
Interest Rate Range
10.99% - 20.99% p.a.
Processing Fee
Up to 2.50%
Max Loan Amount
₹35 Lakhs
Tenure Range
12 - 60 Months
SBI
Interest Rate Range
11.00% - 15.00% p.a.
Processing Fee
1.00% + GST
Max Loan Amount
₹20 Lakhs
Tenure Range
6 - 72 Months
Bajaj Finance
Interest Rate Range
11.00% - 35.00% p.a.
Processing Fee
Up to 3.93%
Max Loan Amount
₹35 Lakhs
Tenure Range
12 - 96 Months
Tata Capital
Interest Rate Range
10.99% - 35.00% p.a.
Processing Fee
Up to 3.00%
Max Loan Amount
₹35 Lakhs
Tenure Range
12 - 72 Months
IndusInd Bank
Interest Rate Range
10.25% - 26.00% p.a.
Processing Fee
Up to 3.50%
Max Loan Amount
₹50 Lakhs
Tenure Range
12 - 60 Months
Yes Bank
Interest Rate Range
10.99% - 20.00% p.a.
Processing Fee
Up to 2.50%
Max Loan Amount
₹40 Lakhs
Tenure Range
12 - 60 Months
IDFC First Bank
Interest Rate Range
10.99% - 36.00% p.a.
Processing Fee
Up to 3.50%
Max Loan Amount
₹1 Crore
Tenure Range
6 - 60 Months
Calculate Your EMI Instantly
A Multi-Purpose Loan EMI Calculator helps you estimate your monthly repayment amount before applying for a loan.
₹
Years
% p.a.
Monthly Payable
₹ 10,019/ month
Principal
₹ 5,00,000
Interest
₹ 1,01,138
Total Payable
₹ 6,01,138
₹ 10,019/ month
Principal
Interest
Millions Trusted. Thousands Growing.
We're building India's most reliable digital lending experience — one user at a time.
0M+
Happy Customers
0+
Number Of Banks That Bank On Us
₹0 Cr.
Worth Of Credit Disbursed
Latest Insights & Updates
View allBest Debt Consolidation Loan Hyderabad
Looking for the best debt consolidation loan in Hyderabad? Compare multiple lenders, combine your EMIs into one affordable payment, and appl...
Read more
ITR File Karne Se Pehle Ye 15 Baatein Zaroor Check Karein (2026 ITR updates)
ITR file karne me ek chhoti galti bhi notice ka karan ban sakti hai. Return file karne se pehle ye 15 important baatein zaroor jaan lein.
Read more
Business Loan vs Bank Overdraft: Which Financing Option Is Better for Self-Employed Professionals?
Compare Business Loans and Bank Overdrafts to find the right financing option for your business. Learn the key differences, benefits, costs,...
Read more
Top RBI Rules Every Loan Borrower Should Know
Learn the top RBI rules every loan borrower should know, including digital lending guidelines, borrower rights, foreclosure charges, CIBIL i...
Read more
Fastest Personal Loan Providers in India
Discover the fastest personal loan providers in India offering quick approvals, instant disbursal, low interest rates, and hassle-free onlin...
Read more
Feedback from our customers
Frequently Asked Questions
A personal loan is an unsecured credit that helps meet financial needs like travel, wedding, medical expenses, or home renovation, repaid in EMIs.
Visit FinCrif.com, fill out the quick online form, upload your KYC and income proofs, and receive instant eligibility offers from partner banks and NBFCs.
FinCrif partners with multiple RBI-registered lenders offering interest rates starting from 10% p.a., depending on your credit score and income.
You’ll need Aadhaar, PAN, address proof, last 6 months’ bank statements, and 3 months’ salary slips (for salaried) or ITR (for self-employed).
Some lenders accept alternate income proofs like bank statements, Form 16, or rental income to verify your repayment capacity.
FinCrif is a digital aggregator that works only with RBI-registered banks and NBFCs to ensure safe and compliant loan services.
With eKYC and verified documents, loan approval can happen the same day, and disbursal is usually within 24 to 48 hours.
Lenders may charge a processing fee of 1–3% of the loan amount, plus applicable documentation or prepayment charges.
No. Personal loans are unsecured; you don’t need to pledge any asset. Approval depends on your credit score and income.
Yes, most lenders allow pre-closure or part-payment after 6–12 EMIs, subject to a small foreclosure charge.