Lending Partners
FinCrif — Digital Loan Facilitation Platform
Transparent regulatory compliance disclosures, authorized financial institution partnerships, and legal agreement verification documents.
FinCrif is a digital loan facilitation platform that connects users with regulated financial institutions for personal loan services.
All loan approvals, disbursals, interest rates, and terms are handled directly by the respective RBI-regulated banks and NBFCs in accordance with applicable governing regulations.
Our Lending Partners
Authorized financial institutions integrated on our platform
InCred Financial Services Limited
NBFC regulated by RBI
Formerly "KKR India Financial Services Limited"
IDFC FIRST Bank Limited
Private Sector Bank regulated by RBI
Scheduled Commercial Bank
Bajaj Finserv Direct Limited
NBFC / Financial Services Platform
Leading Indian NBFC Platform
FinCrif works with these regulated entities as an official loan facilitation and lead generation partner.
Compliance & Regulatory Information
FinCrif acts strictly as a digital loan facilitation platform.
We do NOT engage in direct lending or credit provisioning activities.
All loans are provided by RBI-regulated Banks and NBFC partners.
Loan terms, approvals, interest rates, and disbursals are managed by respective lending partners.
Partnership & Agreement Documents
FinCrif operates under formal agreements with its lending partners. Review our compliance documentation below:
InCred Financial Services Agreement
Partnership Agreement PDF
IDFC FIRST Bank Agreement
Digital Sourcing Agreement PDF
Bajaj Finserv Agreement
Lead Generation Agreement PDF
Note: Documents are provided for regulatory compliance, audit, and public verification purposes.
How FinCrif Works
Simple, transparent 4-step digital loan matching process
Submit Basic Details
Fill in your basic personal and employment information on our secure 100% digital platform.
Connect with Partners
FinCrif instantly matches your profile with relevant regulated banks and NBFC lending partners.
Select Your Preferred Lender
Review custom loan offers, interest rates, and terms to select the best fit for your requirements.
Loan Disbursal
Your chosen lender completes verification, approves, and disburses funds directly to your bank account.
Contact Information
Have questions regarding our lending partners or regulatory compliance? Our support team is here to assist.