50+ RBI Registered Banking & NBFC Partners

Compare India’s Top Banks & NBFC Lenders

Discover interest rates, max loan limits, processing fees, and key features from leading financial institutions in one place.

9.99% p.a.Rates Starting From
₹ 1 CroreMax Loan Limit
100% FreeComparison Service

Partner Financial Institutions

Select and apply with our trusted lending partners

Check My Best Eligibility

HDFC Bank

Private Bank
Popular Choice
Interest Rate:10.50% - 21.00% p.a.
Max Loan Amount:₹ 50 Lakhs
Processing Fee:Up to 2.5% + GST
Min Monthly Salary:₹ 25,000/month
Tenure Range:1 to 5 Years
Key Highlights
  • Pre-approved instant disbursal
  • Zero documentation for salary accounts
  • Flexible repayment tenure
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ICICI Bank

Private Bank
Low Interest
Interest Rate:10.75% - 19.00% p.a.
Max Loan Amount:₹ 50 Lakhs
Processing Fee:Up to 2.25% + GST
Min Monthly Salary:₹ 30,000/month
Tenure Range:1 to 6 Years
Key Highlights
  • 100% digital loan application
  • Instant approval in 3 seconds
  • No collateral required
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IDFC FIRST Bank

Private Bank
Best Rate
Interest Rate:9.99% - 16.99% p.a.
Max Loan Amount:₹ 1 Crore
Processing Fee:1% - 2%
Min Monthly Salary:₹ 20,000/month
Tenure Range:6 Months to 5 Years
Key Highlights
  • Lowest starting interest rate
  • Zero foreclosure fee option
  • High loan limit up to ₹1 Cr
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Axis Bank

Private Bank
Fast Disbursal
Interest Rate:10.49% - 22.00% p.a.
Max Loan Amount:₹ 40 Lakhs
Processing Fee:Up to 2.0%
Min Monthly Salary:₹ 25,000/month
Tenure Range:1 to 5 Years
Key Highlights
  • Minimal documentation
  • Flexible tenure choices
  • Balance transfer facility
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Bajaj Finserv

NBFC
Flexi Option
Interest Rate:10.25% - 24.00% p.a.
Max Loan Amount:₹ 55 Lakhs
Processing Fee:Up to 3.93%
Min Monthly Salary:₹ 22,000/month
Tenure Range:1 to 8 Years
Key Highlights
  • Flexi Hybrid loan option
  • Pay interest only on used amount
  • Tenure up to 96 months
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Tata Capital

NBFC
Trusted NBFC
Interest Rate:10.99% - 23.00% p.a.
Max Loan Amount:₹ 35 Lakhs
Processing Fee:Up to 2.75%
Min Monthly Salary:₹ 20,000/month
Tenure Range:1 to 6 Years
Key Highlights
  • Customized loan offerings
  • Quick online verification
  • No hidden charges
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InCred

NBFC
Low Salary Eligible
Interest Rate:13.99% - 28.00% p.a.
Max Loan Amount:₹ 15 Lakhs
Processing Fee:0% - 2%
Min Monthly Salary:₹ 18,000/month
Tenure Range:1 to 5 Years
Key Highlights
  • High approval rates for tier-2/3
  • Flexible eligibility criteria
  • Fast digital processing
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Kotak Mahindra Bank

Private Bank
Quick Disbursal
Interest Rate:10.99% - 20.00% p.a.
Max Loan Amount:₹ 40 Lakhs
Processing Fee:Up to 2.5%
Min Monthly Salary:₹ 25,000/month
Tenure Range:1 to 5 Years
Key Highlights
  • Personalized loan offers
  • Special rates for corporate employees
  • Digital door-step service
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Banks vs NBFCs: Which Lender Should You Choose?

When applying for a personal loan in India, choosing between a Bank and a Non-Banking Financial Company (NBFC) depends on your specific financial profile, credit score, and urgency.

Banks (Public & Private)

  • ✓ Generally lower interest rates for prime borrowers.
  • ✓ High loan amounts up to ₹50 Lakhs - ₹1 Crore.
  • ✓ Requires good CIBIL score (750+ preferred).
  • ✓ Standard income & employment verification.

NBFCs & Digital Lenders

  • ✓ Faster approval & paperless documentation.
  • ✓ More flexible CIBIL score & income criteria.
  • ✓ Great for first-time borrowers or lower credit history.
  • ✓ Customized repayment options (Flexi loans).